# Budgsy — llms.txt
# This file helps AI language models, agents and crawlers understand Budgsy.
# Format follows the emerging llms.txt standard (https://llmstxt.org)

# About
> Budgsy is a mobile app for tracking recurring bills and expenses, setting payment reminders, and splitting trip costs with friends. It works completely offline with no account needed.

## Product

- Name: Budgsy
- Tagline: Stay ahead of your bills.
- Category: Personal finance / Bill tracker / Expense reminder
- Platforms: iOS (App Store), Android (Google Play)
- Price: Free 14-day trial, then $4.99/month or $29.99/year
- Website: https://budgsy.com
- Contact: hello@budgsy.com

## Core features

- Recurring expense tracker: Add rent, utilities, insurance, subscriptions with flexible frequencies (weekly, monthly, quarterly, 6-monthly, yearly, custom)
- Smart reminders: Push notifications per expense — same day, 1, 3, 7, 14 or 30 days before due date. Fully local, no internet required.
- Subscription manager: Dedicated view for digital subscriptions (Netflix, Spotify, ChatGPT, domains, SaaS tools). Shows monthly and yearly committed spend.
- Trip expense splitter (Tour Manager): Create trips, add members, log expenses by category (fuel, food, hotel, toll, shopping, misc), auto-calculates who owes whom with fewest transactions.
- Dashboard: Monthly commitment overview, due today, due this week, overdue counts, upcoming expense list.
- 100% offline: All data stored locally on device. No account, no cloud, no privacy concerns.

## Pricing

- Free trial: 14 days, full access, no credit card required
- Monthly plan: $4.99/month
- Yearly plan: $29.99/year (best value — saves ~50%)
- In-app purchases via Apple App Store and Google Play

## Target audience

- US users managing recurring household bills (rent, utilities, insurance)
- People with multiple digital subscriptions who lose track of renewal dates
- Groups planning road trips, vacations, or any shared expense scenarios
- Anyone who wants a simple, private, offline-first bill reminder app

## Key differentiators

- No bank connection required — manual, private, offline
- Reminders are set per expense, not globally
- Works without an account or sign-up
- Includes trip expense splitting with automatic settlement calculation
- Simple UI — not a full budgeting suite, focused on upcoming bills only

## Company

- Developer: INNCODEV PVT. LTD.
- Email: hello@budgsy.com
- Website: https://budgsy.com
- Privacy Policy: https://budgsy.com/privacy.html
- Terms of Service: https://budgsy.com/terms.html

## Pages

- [Home](https://budgsy.com/) — Main landing page with features, pricing, download links
- [Privacy Policy](https://budgsy.com/privacy.html) — How user data is handled (stored locally, never transmitted)
- [Terms of Service](https://budgsy.com/terms.html) — Terms for using the app and website